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Pacific Precious Metals requires that all payments be made via credit card, debit card (in person only), bank wire, personal check, certified check, cashier’s check, money order, or cash (in person only). Depending upon the amount of an order, Pacific Precious Metals reserves the right to request additional documentation. Pacific Precious Metals also reserves the right to hold certified checks, personal checks, cashier’s checks, or money orders for up to ten (10) banking days prior to shipping but typically holds
them for 4-6 business days. In cases of suspected fraud, certified checks, personal checks, cashier’s checks, or money orders may be held up to 45 calendar days, although this is rare. Bank wire is always recommended. By choosing to pay with a
credit or debit card, you expressly authorize Pacific Precious Metals to authorize and capture your credit card payment prior to shipment. We do not accept cash payment in excess of $10,000.
Pacific Precious Metals expressly reserves the right to refuse or cancel any order, for any reason, at its sole discretion, regardless of payment method and price confirmation.
In the instance of a paper check payment that is returned as nsf (not sufficient funds), Pacific Precious Metals reserves the right to cancel the order and charge administrative fees and market losses, and bill the payable balance to the credit card on file.
Pacific Precious Metals will issue payment instructions to you during the ordering process and via email following completion of your order. Pacific Precious Metals does not accept Cash on Delivery orders. Pacific Precious Metals reserves the right to cancel orders where payment is not dated within two (2) business days for bank wire orders or one (1) business day for paper check orders.